Compare Personal Checking Accounts	Free Checking	Personal Plus with Interest Checking (N0W)
Minimum opening deposit	$100	$100
Monthly maintenance fee	$0	$15
Average daily balance requirement	$0	$1,500
Free or discounted checks	First Order Free	First Order Free
Unlimited check writing
Free notary service
Free online banking
Free online bill pay
Foreign ATM fees waived
Free telephone banking
Free Mastercard® Debit card/ ATM card**
Free Imaged statements and checks
Earns interest
Free incoming wires
Free official checks
Free 3x5 safe deposit box (based upon availability)
Special rates on CDs, exclusive to promotional rates
Discount rates on consumer loans

Please see our Depositor’s Agreement Terms and Conditions for additional information.

*Subject to credit approval.